Independent Ag

A Member of Florida's Association of Insurance Agents

727-527-5700 Fax: 727-527-6285
Serving Tampa Bay, Florida Since 1964

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Worker's Compensation Insurance

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Company Affiliations
"I've never been more pleased with an insurance agency than I am with your's. It's nice to know you are so reliable." (Largo, Electrical Contractor 7-23-2009)
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Tropical Outlook
Risk Assessment
At least one-fourth of all businesses that close because of a disaster never reopen. Small businesses are especially vulnerable, because few of them have the resources or knowledge to assess disaster risks and develop comprehensive mitigation and recovery plans.
Your Independent Agent
The C&H Insurance Agency writes insurance for all types of businesses including coverage for builders, tradesmen, roofers, retail and wholesale operations. Finding the right coverage during these economic times is not easy.

At C&H Insurance, our professional, experienced and qualified team of insurance agents understand that insurance premiums do have an impact on your business. We are insurance brokers with a difference. With over 45 years in the industry, we understand the statutory, contractual and commercial needs to help you find the correct coverage at the right price.
A Trusted Choice
The president of the C&H Insurance Agency and of the Board of Directors of the Tampa Bay Builder's Association, Bill Davison provided five years as Industry Insurance Advisor for the Pinellas County Contractors and Builder's Association. C&H Insurance is a current associate of the TBBA.

C & H Insurance is Proud to offer the following Commercial Insurance Solutions:
Installment plans available.

Our Commercial Solutions
worker comp
Worker's Comp Insurance

Employee Leasing
General Liability Insurance

Commercial Ins
Property Insurance
Builder's Risk Insurance
Bonds and others
Umbrella Insurance
flood insurance Wind Storm Insurance
commercial auto Commercial Auto Insurance
Equipment Insurance Tools & Equipment Insurance
Bonds & Others...

Basic Commercial Insurance to Consider:

  • Building Commercial Coverage

Provides coverage up to the insured value of the building if it is destroyed or damaged by wind, hail, or another covered cause of loss. This policy does not cover damage caused by a flood or storm surge nor does it cover losses due to earth movement, such as a landslide or earthquake, unless added by endorsement.

  • Commercial Business Personal Property

Provides coverage for contents and business inventory damaged or destroyed by wind/hail, or another covered cause of loss.

  • Tenants Improvements and Betterments

Provides commercial coverage for fixtures, alterations, installations, or additions made as part of the building that the insured occupies but does not own, which are acquired and made at the insured's expense.

  • Additional Commercial Property Coverage

Provides for items such as fences, pools or awnings at the insured location. Commercial coverage limits vary by type of additional property.

  • Commercial Business Income

Provides coverage for lost revenue and normal operating expenses if the place of business becomes uninhabitable after a loss during the time repairs are being made.

  • Commercial Extra Expense

Provides coverage for the extra expenses incurred, such as temporary relocation or leasing of business equipment, to avoid or minimize the suspension of operations during the time that repairs are being completed to the normal place of business.

  • Ordinance or Law

Provides coverage to rebuild or repair the building in compliance with the most recent local building codes.

Golf C&H

"Thanks for being our friend." (Auto repair business, St. Petersburg)
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Commercial & Home Insurance, Inc. Commercial Insurance Agency proudly serves the West Coast of the state of Florida which includes the counties of Pinellas, Hillsborough, Pasco, Hernando, Sarasota, the cities of St. Petersburg (aka St. Pete), Tampa, Clearwater, Bradenton, Brandon, Largo, Lakeland, Palm Harbor, Sarasota, Town 'n' Country and the metropolitan regions of Pinellas Park, Citrus Park, Dunedin, Egypt Lake-Leto, East Lake, Carrollwood, Holiday, Homosassa Springs, Land O'Lakes, Lealman, Lutz, New Port Richey, Northdale, Oldsmar, Palm River-Clair Mel, Palmetto, Plant City, Safety Harbor, Seminole, Sun City Center, Tarpon Springs, Temple Terrace, Westchase and Zephyrhills
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Systems Development & Application Programming Provided by Robert A Davison